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When you want to have the best protection you can from your insurance, you may need an umbrella policy. This policy boosts the amount of insurance that you have with two of your existing policies so that you are better protected. In New Mexico and Arizona, you can contact us at J.B. Martin Insurance Agency to find out more about these policies.
How Umbrella Insurance Protects You
Liability Insurance
If you already have a home insurance policy and an auto insurance policy, you may believe that you are well protected. However, these policies are well-known for having little liability coverage in them. This can leave you vulnerable to paying for overages if your policy doesn’t pay enough for a serious accident. When you need more liability coverage for both of these policies, an umbrella policy will do that for you. It adds liability insurance onto both of these policies, and it does it for far less than you’d pay if you added directly to both your home and auto policies.
Stay Protected With Umbrella Insurance
When you have home and auto insurance, the correct policy will respond after an accident has taken place. The policy will pay for the medical bills and other expenses that are due after an accident causes injuries. However, if you don’t have enough coverage, it won’t pay for all of them, and you’ll owe the rest. That’s when umbrella insurance steps in. It pays that amount that’s left over so that you don’t have to. This can save you thousands in medical bills after a serious accident.
Get Your Umbrella Policy
When you have home and auto insurance, you may not have enough liability protection. To be better protected, give us a call at J.B. Martin Insurance Agency in New Mexico and Arizona to talk about umbrella policies with an agent.
