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What Are The Consequences Of Not Having Motorcycle Insurance?

Motorcycle accidents can be very serious, often resulting in severe injuries or even death. If you’re involved in an accident and do not have motorcycle insurance, you’ll be responsible for paying for all the damages yourself. This can be a very costly mistake. J.B. Martin Insurance Agency, serving New Mexico and Arizona, can help you navigate this important insurance coverage.

Here are the consequences of not having motorcycle insurance:

1. Possible Fines and Penalties

If you’re caught riding without motorcycle insurance in New Mexico and Arizona, you could be subject to some hefty fines and penalties. In New Mexico, the minimum fine for driving without insurance is $300. You may also have your license suspended for up to 90 days. In Arizona, the minimum fine is $500, and your license could be suspended for up to one year.

2. You’re Responsible for Damages

If you cause an accident while riding without insurance, you’ll be responsible for paying for all of the damages. This includes damage to other vehicles, property damage, and injuries to other people. If the damages are severe, you could end up having to sell your assets to pay for them.

3. You May Have to Get SR-22 Insurance

If you’re caught riding without motorcycle insurance, you may have to get SR-22 insurance. This is a type of high-risk insurance that is required by the state. It’s much more expensive than regular insurance, so it’s something you’ll want to avoid if at all possible.

4. You Could Go to Jail

In some states, riding without motorcycle insurance is a crime that is punishable by jail time. In New Mexico, you could face up to 90 days in jail if you’re caught riding without insurance. In Arizona, the maximum punishment is one year in jail.

Give Us A Call

As you can see, there are a number of serious consequences that come with riding without motorcycle insurance. It’s simply not worth the risk. If you need help finding affordable motorcycle insurance in New Mexico and Arizona, contact J.B. Martin Insurance Agency today. We’re here to help you find the coverage you need at a price you can afford. Give us a call or stop by our office today.

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