Trucking Insurance for Businesses in Albuquerque, NM

Whether moving freight is the purpose of your business or only a part of your processes, you need to protect your vehicles, drivers, and load. If your fleet operates in Albuquerque, NM, then the professionals at J. B. Martin Insurance Agencies can help you find appropriate trucking insurance coverage to suit your needs.

What Trucking Insurance Covers

Big rigs and other commercial trucks have very different insurance needs from private automobiles. The two biggest factors that distinguish these vehicles are weight and purpose.

Commercial trucks are far larger and heavier than private cars, so they pose a greater hazard to other vehicles and structures. This means that trucks will require far more liability insurance.

The commercial nature of trucks mandates additional forms of coverage that would otherwise be unnecessary for private vehicles. This is because the drivers typically do not personally own the trucks. Instead, a company that owns the truck hires them. Even if a driver does own the truck, they do not own the trailer or its load. In turn, these things might not even belong to the company with the insurance.

Trucking insurance is also designed to protect businesses from the losses that would result from a truck being out of commission, whether its time is occupied by personal use or breakdown maintenance.

How J. B. Martin Insurance Agencies Can Help

After serving New Mexicans for over 40 years, our team knows its way around the commercial insurance needs of local businesses. We know exactly what the state requires as well as how to help you find the additional coverage that’s right for your business. Beyond trucking insurance, we can help you with business insurance, workers’ compensation coverage, and insurance for your employees.

To schedule an appointment with a member of our team, fill out our contact form today.